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99% of "financial products" for regular folks are straight-up SCAMS designed to bleed you dry.

So why the pearl-clutching over 50-year mortgages? 🤡

The whole rigged system runs on DEBT stacked on DEBT stacked on INFINITE DEBT... Powered by printed money losing its value.

Mark my words: In 12 months, Finance Twitter will be shilling 50-year loans as "genius wealth-building" and roast you for daring to pay off in 30.

Don't fall for the trap.

99% of "financial products" for regular folks are straight-up SCAMS designed to bleed you dry. So why the pearl-clutching over 50-year mortgages? 🤡 The whole rigged system runs on DEBT stacked on DEBT stacked on INFINITE DEBT... Powered by printed money losing its value. Mark my words: In 12 months, Finance Twitter will be shilling 50-year loans as "genius wealth-building" and roast you for daring to pay off in 30. Don't fall for the trap.

I'm a small business owner riding a rock through space. Domain names matter․ Champion of self determination. Cincy born and raised․

avatar for Drew Wash
Drew Wash
Mon Nov 10 12:43:09
week 3 of building my couples app and realizing i need to target the woman of the relationship because they enjoy taking care of the pet pig a lot more and can pressure their man into buying the app for them

week 3 of building my couples app and realizing i need to target the woman of the relationship because they enjoy taking care of the pet pig a lot more and can pressure their man into buying the app for them

trust me , it works 😂

avatar for jack friks
jack friks
Mon Nov 10 12:40:36
set a wedding date and now i’m realizing maybe it’s time i start paying myself more then $5,000 a month 

i have a ton of cash laying in my business account cause ive essentially been paying myself minimum wage for the last 2 years

set a wedding date and now i’m realizing maybe it’s time i start paying myself more then $5,000 a month i have a ton of cash laying in my business account cause ive essentially been paying myself minimum wage for the last 2 years

$5,000 CAD. thinking about bumping it up double

avatar for jack friks
jack friks
Mon Nov 10 12:37:44
RT @LotusDecoder: 李博杰的 10 月文章。

《Agent 持续学习的困境:为什么 Reasoner 不是真正的 Agent?》

喜欢的一些观点摘录:

(训练模型)这些成本远低于大多数人的想象。更重要的是,现在的训练框架已经非常成熟了:trl、verl、A…

RT @LotusDecoder: 李博杰的 10 月文章。 《Agent 持续学习的困境:为什么 Reasoner 不是真正的 Agent?》 喜欢的一些观点摘录: (训练模型)这些成本远低于大多数人的想象。更重要的是,现在的训练框架已经非常成熟了:trl、verl、A…

Believing is seeing

avatar for Yangyi
Yangyi
Mon Nov 10 12:27:36
This is an extremely exciting initiative on Saturday. I'm especially excited about the fact that they're creating evals for their task!

Bummer it's only in SF. Folks who are there should give this a shot!!

I was asked to share the event, but I wanted to find a moment to write some thoughts: I get that the caricature of the tools below is just a caricature, but one must add that building a good system and building a hackathon system call for opposite tradeoffs.

A good system is maintainable and portable into the future, even as the underlying technology shifts. It revolves around separation of concerns. A good tool thus prevents you from premature hand-engineering, even though the bitter lesson tells you that hand-fitting *will* in fact help you in the short term.

In other words, if my goal is to build a throwaway artifact in a few hours, I will shamelessly consider low-level tricks and duct tape. The only way they can fail me is if I'm not a very good prompt engineer for some reason or if there are just too many settings and models to handle at once by hand.

All that said, I'm super excited about the resources that this will produce. We need better public evals and my understanding is that this could produce one.

This is an extremely exciting initiative on Saturday. I'm especially excited about the fact that they're creating evals for their task! Bummer it's only in SF. Folks who are there should give this a shot!! I was asked to share the event, but I wanted to find a moment to write some thoughts: I get that the caricature of the tools below is just a caricature, but one must add that building a good system and building a hackathon system call for opposite tradeoffs. A good system is maintainable and portable into the future, even as the underlying technology shifts. It revolves around separation of concerns. A good tool thus prevents you from premature hand-engineering, even though the bitter lesson tells you that hand-fitting *will* in fact help you in the short term. In other words, if my goal is to build a throwaway artifact in a few hours, I will shamelessly consider low-level tricks and duct tape. The only way they can fail me is if I'm not a very good prompt engineer for some reason or if there are just too many settings and models to handle at once by hand. All that said, I'm super excited about the resources that this will produce. We need better public evals and my understanding is that this could produce one.

Asst professor @MIT EECS & CSAIL (@nlp_mit). Author of https://t.co/VgyLxl0oa1 and https://t.co/ZZaSzaRaZ7 (@DSPyOSS). Prev: CS PhD @StanfordNLP. Research @Databricks.

avatar for Omar Khattab
Omar Khattab
Mon Nov 10 12:26:05
Good writeup. The West uses plenty of methods and money to subsidize supply though. They just Have Worse Outcomes.
Imo the main difference is that the CPC is teleological, while the USG is homeostatic. You need to cultivate tech trees, not just pass politically viable budgets.

Good writeup. The West uses plenty of methods and money to subsidize supply though. They just Have Worse Outcomes. Imo the main difference is that the CPC is teleological, while the USG is homeostatic. You need to cultivate tech trees, not just pass politically viable budgets.

re the original post. Chynese are too poor and low-productivity to compete with Mississippi. They just ain't got any money to spend, so it stands to reason that GDP is so low. Kimi with search gives a breakdown of annual spending of a typical student in Chongqing (urban pop. 22M).

avatar for Teortaxes▶️ (DeepSeek 推特🐋铁粉 2023 – ∞)
Teortaxes▶️ (DeepSeek 推特🐋铁粉 2023 – ∞)
Mon Nov 10 12:24:24
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